BUSINESS FINANCING
BUSINESS FINANCING
BUSINESS FINANCING
Fueling Business Growth, Even When Banks Say No
Traditional bank loans can be restrictive. We offer alternative business financing solutions designed to help companies that may face challenges securing loans due to unhealthy bank statements or strict credit requirements. Our goal is to provide the capital you need to expand, sustain, or stabilize your business operations.
Fueling Business Growth, Even When Banks Say No
Traditional bank loans can be restrictive
We offer alternative business financing solutions designed to help companies that may face challenges securing loans due to unhealthy bank statements or strict credit requirements. Our goal is to provide the capital you need to expand, sustain, or stabilise your business operations
Fueling Business Growth, Even When Banks Say No
Traditional bank loans can be restrictive. We offer alternative business financing solutions designed to help companies that may face challenges securing loans due to unhealthy bank statements or strict credit requirements. Our goal is to provide the capital you need to expand, sustain, or stabilize your business operations.
No Bank Statement Required Factilities
Not Accepted by Banks Due to Unhealthy Bank Statements?
Fear Not! Trusta Has Tied Up with Six Institutions to Provide you the support you need!
Pros: Do Not utilise working Capital Loan limit of $500,000
Do not reflect in your operating statement as disbursement
Do not reflect in your operation statement as commitment
Max Amount
%
Tenure
Avg. Approval
Who should Apply
$30,000
0.4% P.M
60 Months
$30,000
> All Company Types
> Min 30K NOA
> BTI Pass
> CBS HH & Above
$30,000
0.7% P.M
12 Months
$15,000
> All Company Types
> Min 30K NOA
> BTI Pass
> CBS DD & Above
$20,000
0% P.M
25 Days FREE
$15,000
> All Company Types
> Min 30K NOA
> No CBS Requirement
$200,000
0% P.M
12 Months
$50,000
> All Company Types
> Min 30K NOA
> BTI Pass
> CBS FF & Above
$30,000
0.7% P.M
12 Months
$15,000
> All Company Types
> Min 30K NOA
> No CBS Requirement
$30,000
0.5% P.M
60 Months
$50,000
> Private Limited Only
> BTI Pass
> Min 30K NOA
> CBS DD Above
Start-Up Facilities
Limit: $300,000 - $1,000,000
Limit: $300,000 - $1,000,000
Interest: 0.58%
Interest: 0.58%
Credit Term: 30 - 120 Days
Credit Term: 30 - 120 Days
Company Type: NO Restrictions
Company Type: NO Restrictions
Trusta Avg. Approval: $300,000 - $600,000
Trusta Avg. Approval: $300,000 - $600,000
Did traditional banks reject you for lacking a 3-year incorporation and a minimum of $700,000 in sales turnover?
Trusta offers micro-loans through 5 partner banks, with easier
eligibility criteria
⊗ No financial statements are needed for startup loans
Government Assisted Scheme
Require healthy bank statement and balances.
Co-risked 50% by enterprise Singapore
SIX Participating MAS-Licensed Banks
Maximum combined approval of up to $500,000 over 60 months tenure
Max Loan: 1 - 3 Years
Max Loan: 1 - 3 Years
Minimum Revenue: $150,000 - $700,000
Minimum Revenue: $150,000 - $700,000
Minimum Balance: $8,000 - $10,000
Minimum Balance: $8,000 - $10,000
Financial Statement: Not Required / Optional / Compulsory
Financial Statement: Not Required / Optional / Compulsory
Trusta Avg. Approval: $100,000 - $300,000
Trusta Avg. Approval: $100,000 - $300,000
No Bank Statement Required Facilities
No Bank Statement Required Facilities
Not Accepted by Banks Due to Unhealthy Bank Statements?
Fear Not! Trusta Has Tied Up with Six Institutions to Provide you the support you need!
Pros: Do not utilise working capital loan limit of $500,000
Do not reflect in your operating statement as disbursement
Do not reflect in your operation statement as commitment
Not Accepted by Banks Due to Unhealthy Bank Statements?
Fear Not!
Trusta Has Tied Up with Six Institutions to Provide you the support you need!
Pros: Do not utilise working capital loan limit of $500,000
Do not reflect in your operating statement as disbursement
Do not reflect in your operation statement as commitment
Interest
Tenure
Trusta
Avg. Approval
Who should Apply
Max Amount
*Option #1
$30,000
0.4%PM
60 Months
$30,000
> All Company Types
> Min. 30K NOA
> BTI Pass
> CBS HH & Above
Option #2
$30,000
0.7% P.M
12 Months
$15,000
> All Company Types
> Min. 30K NOA
> BTI Pass
> CBS DD & Above
Option #3
$20,000
0% PM
25 Days FREE
$15,000
> All Company Types
> Min. 30K NOA
> No CBS Requirement
*Option #4
$200,000
0% PM
12 Months
$50,000
> All Company Types
> Min 30K NOA
> BTI Pass
> CBS FF & Above
*Option #5
$200,000
0.5% P.M
12 Months
$30,000
> All Company Types
> Min 30K NOA
> BTI Pass
> CBS HH & Above
Option #6
$30,000
0.5% PM
60 Months
$50,000
> Private Limited Only
> BTI Pass
> Min 30K NOA
> CBS DD Above
Start-Up Facilities
Start-Up Facilities
Did traditional banks reject you for lacking a 3-year incorporation and a minimum of $700,000 in sales turnover?
Trusta offers micro-loans through 5 partner banks, with easier eligibility criteria.
⊗ No financial statements are needed for startup loans
Did traditional banks reject you for lacking a 3-year incorporation and a minimum of $700,000 in sales turnover?
Trusta offers micro-loans through 5 partner banks, with easier eligibility criteria.
⊗ No financial statements are needed for startup loans
Minimum Incorp: No Minimum - 12 Months
Minimum Incorp: No Minimum - 12 Months
Minimum Revenue: $100,000 - $150,000
Minimum Revenue: $100,000 - $150,000
Max Loan: $100,000 - $200,000
Max Loan: $100,000 - $200,000
Max Tenure: 48 Months - 60 Months
Max Tenure: 48 Months - 60 Months
Trusta Avg. Approval: $30,000 - $120,000
Trusta Avg. Approval: $30,000 - $120,000
Government Assisted Scheme
Government Assisted Scheme
0.32% - 0.42% P.M
60 Months
Up to 500K ALL Banks
Require healthy bank statement and balances.
Co-risked 50% by enterprise Singapore
SIX Participating MAS-Licensed Banks
Maximum combined approval of up to $500,000 over 60 months tenure
Require healthy bank statement and balances.
Co-risked 50% by enterprise Singapore
SIX Participating MAS-Licensed Banks
Maximum combined approval of up to $500,000 over 60 months tenure
Max Loan: 1 - 3 Years
Max Loan: 1 - 3 Years
Minimum Revenue: $150,000 - $700,000
Minimum Revenue: $150,000 - $700,000
Minimum Balance: $8,000 - $10,000
Minimum Balance: $8,000 - $10,000
Financial Statement: Not Required / Optional / Compulsory
Financial Statement: Not Required / Optional / Compulsory
Trusta Avg. Approval: $100,000 - $300,000
Trusta Avg. Approval: $100,000 - $300,000
Peer-2-Peer Lending
Peer-2-Peer Lending
Peer-2-Peer Lending
A alternative lending often chosen due to
A alternative lending often chosen due to
1) Requires URGENT Disbursement
1) Requires URGENT Disbursement
2) Slacker Requirements compared to Banks
2) Slacker Requirements compared to Banks
3) To improve current Cashflow before applying with Banks
3) To improve current Cashflow before applying with Banks
Max Loan: $50,000 - $200,000
Max Loan: $50,000 - $200,000
Max Loan: $50,000 - $200,000
Tenure: Up to 36 Months
Tenure: Up to 36 Months
Tenure: Up to 36 Months
Interest Rate (%): As low as 0.83%
Interest Rate (%): As low as 0.83%
Interest Rate (%): As low as 0.83%
Company Type: Pte. Ltd. and/or Sole Prop.
Company Type: Pte. Ltd. and/or Sole Prop.
Company Type: Pte. Ltd. and/or Sole Prop.
Trusta Avg. Approval: $150,000
Trusta Avg. Approval: $150,000
Trusta Avg. Approval: $150,000
B2B Lending
A lending option offered by private lenders / family offices for short term usage. They are usually more expensive but disbursement can be hastening fast! At trusta, we work with more than 20+ lenders that carries different risk appetites and funding amount
Limit: $300,000 - $1,000,000
Limit: $300,000 - $1,000,000
Interest: 0.58%
Interest: 0.58%
Credit Term: 30 - 120 Days
Credit Term: 30 - 120 Days
Company Type: NO Restrictions
Company Type: NO Restrictions
Trusta Avg. Approval: $300,000 - $600,000
Trusta Avg. Approval: $300,000 - $600,000
Invoice Financing and Factoring
A prominent method to get paid for your invoices earlier than due date
> Suitable for Projects that Requires constant Cashflow
> Ideal for Invoices Billed to Top Players/Government
Get Paid up to 80% of your invoices upfront, and remainder upon due.
Trusta Avg. Approvals: $300K - $800K
Credit Term: 30-90 Days
Company Type: NO Restrictions
0.58% - 0.69% P.M
Limit: Subject to Aging
Trusta Avg. Approvals: $300K - $800K
Credit Term: 30-90 Days
Company Type: NO Restrictions
0.58% - 0.69% P.M
Limit: Subject to Aging
Trusta Avg. Approvals: $300K - $600K
Credit Term: 30-120 Days
Company Type: NO Restrictions
0.58%
Limit: $300K - $1 MIL
Trusta Avg. Approvals: $300K - $600K
Credit Term: 30-120 Days
Company Type: NO Restrictions
0.58%
Limit: $300K - $1 MIL
B2B Lending
B2B Lending
A lending option offered by private lenders / family offices for short term usage. They are usually more expensive but disbursement can be hastening fast! At trusta, we work with more than 20+ lenders that carries different risk appetites and funding amount
A lending option offered by private lenders / family offices for short term usage. They are usually more expensive but disbursement can be hastening fast! At trusta, we work with more than 20+ lenders that carries different risk appetites and funding amount
Limit: $300,000 - $1,000,000
Limit: $300,000 - $1,000,000
0.58%
0.58%
Credit Term: 30 - 120 Days
Credit Term: 30 - 120 Days
Company Type: NO Restrictions
Company Type: NO Restrictions
Trusta Avg. Approval: $300,000 - $600,000
Trusta Avg. Approval: $300,000 - $600,000
Invoice Financing and Factoring
Invoice Financing and Factoring
A prominent method to get paid for your invoices earlier than due date!
> Suitable for Projects that Requires constant Cashflow
> Ideal for Invoices Billed to Top Players/Government
Get Paid up to 80% of your invoices upfront, and remainder upon due.
Get Paid up to 80% of your invoices upfront, and remainder upon due.
Limit: $300,000 - $1,000,000
Limit: $300,000 - $1,000,000
Interest: 0.58%
Interest: 0.58%
Credit Term: 30 - 120 Days
Credit Term: 30 - 120 Days
Company Type: NO Restrictions
Company Type: NO Restrictions
Trusta Avg. Approval: $300,000 - $600,000
Trusta Avg. Approval: $300,000 - $600,000
Limit
Credit Term
Credit Term
%
Company Type
Trusta Avg. Approval
$300,000 - $1,000,000
30 - 120 Days
0.58% P.M
No Restrictions
$300,000 - $600,000
Subjected to Aging List
30 - 90 Days
0.58% - 0.69% P.M
No Restrictions
$300,000 - $600,000