Personal Financing

Personal Financing

Personal Financing

Traditional personal loans can be hard to secure if you’re facing credit challenges or financial setbacks.

At Trusta Holdings, we provide flexible personal financing solutions tailored to those who may not qualify for bank loans. Whether it’s consolidating debt, repairing your credit, or funding urgent expenses, we’re here to help you move forward.

Traditional personal loans can be hard to secure if you’re facing credit challenges or financial setbacks.

At Trusta Holdings, we provide flexible personal financing solutions tailored to those who may not qualify for bank loans. Whether it’s consolidating debt, repairing your credit, or funding urgent expenses, we’re here to help you move forward.

Traditional personal loans can be hard to secure if you’re facing credit challenges or financial setbacks.

Flexible personal financing solutions tailored to those who may not qualify for bank loans. Whether it’s consolidating debt, repairing your credit, or funding urgent expenses, we’re here to help you move forward.

CBS Repair & Optimization

We don't just manage wealths, We manage good debt. The psychological stress

you are facing are daily problems that we assist to solve

What are the Requirements?

Attaining 1st Facility for GX/CX Scoring

Attaining 1st Facility for GX/CX Scoring

Attaining 1st Facility for Fully Settled Defaults

Attaining 1st Facility for Fully Settled Defaults

CBS Score: HH > AA in 2 Months

CBS Score: HH > AA in 2 Months

Refinancing of High Credit Card outstanding into affordable monthly instalments

Refinancing of High Credit Card outstanding into affordable monthly instalments

Apply Now

MAS Licensed Banks' Personal Loan

Unsecured facilities are granted base on your credit goodwill, income and MAS-Regulated Balance-to-Income (BTI)

Under MAS Guidelines, BTI are as:

Unsecured facilities are granted base on your credit goodwill, income and MAS-Regulated Balance-to-Income (BTI)

Do you know, under MAS guideline, BTI are as:

$20,000 - $29,999 P.A Income:
2x of monthly income per Bank
Up to 12x monthly income across all Banks

$30,000 - $119,999 p.a Income:
4x of monthly income per bank, up to 12x monthly income across all banks

Above $120,000 p.a income:
Up to 16x of monthly income per banks

Max Limit: Subjected to Income

Max Limit: Subjected to Income

Interest: 2.65% - 5/88% P.A

Interest: 2.65% - 5/88% P.A

Tenure: 60 Months

Tenure: 60 Months

Speed: 1-3 Working Days

Speed: 1-3 Working Days

Trusta Avg. Approval: $20,000 - $550,000

Trusta Avg. Approval: $20,000 - $550,000

No limitation across all banks.
At Trusta, you are in safe hands as we will get you the best rates in market, without endangering your BTI and TDSR!

Apply Now

MAS Licensed Money Lenders

Licensed Money Lenders offer a quick solution if you need short-term funds while they may be more expensive than Bank Loans, Trusta Partners with Licensed Money Lenders who provide competitive rates and flexible terms, including 12-Months Repayment Plans to ease your monthly payments.

Max Limit: 6X of Monthly Income capped $30,000 per Bank

Max Limit: 6X of Monthly Income capped $30,000 per Bank

Interest: 3.92% P.M - 4% P.M

Interest: 3.92% P.M - 4% P.M

Tenure: 12 Months

Tenure: 12 Months

Speed: Same Day Disbursement

Speed: Same Day Disbursement

Trusta Avg. Approval: $5,000 - $20,000

Trusta Avg. Approval: $5,000 - $20,000

Apply Now

CBS Repair & Optimization

CBS Repair & Optimization

At Trusta, we bring to you more than 11 years of personal

financing experience. we don't manage wealths, we manage good

debts.

At Trusta, we bring to you more than 11 years of personal

financing experience. we don't manage wealths, we manage good

debts.

We don't just manage wealths, We manage good debt. The psychological stress you are facing are daily problems that we assist to solve

We don't just manage wealths, We manage good debt. The psychological stress you are facing are daily problems that we assist to solve

Attaining 1st Facility for GX/CX Scoring

Attaining 1st Facility for Fully Settled Defaults

CBS Score: HH > AA in 2 Months

Refinancing of High Credit Card

outstanding into affordable monthly instalments

Apply Now

MAS Licensed Banks' Personal Loan

MAS Licensed Banks' Personal Loan

Unsecured facilities are granted base on your credit goodwill, income and MAS-regulated Balance-to-Income (BTI)

Unsecured facilities are granted base on your credit goodwill, income and MAS-Regulated Balance-to-Income (BTI)

Do you know, under MAS guideline, BTI are as:

$20,000 - $29,999 P.A Income:
2x of monthly income per Bank
Up to 12x monthly income across all Banks

$30,000 - $119,999 p.a Income:
4x of monthly income per bank, up to 12x monthly income across all banks

Above $120,000 p.a income:
Up to 16x of monthly income per banks

Do you know, under MAS guideline, BTI are as:

$20,000 - $29,999 P.A Income:
2x of monthly income per Bank
Up to 12x monthly income across all Banks

$30,000 - $119,999 p.a Income:
4x of monthly income per bank, up to 12x monthly income across all banks

Above $120,000 p.a income:
Up to 16x of monthly income per banks

Max Limit: Subjected to Income

Max Limit: Subjected to Income

Interest: 2.65% - 5.88% P.A

Interest: 2.65% - 5.88% P.A

Tenure: 60 Months

Tenure: 60 Months

Speed: 1-3 Working Days

Speed: 1-3 Working Days

Trusta Avg. Approval: $20,000 - $550,000

Trusta Avg. Approval: $20,000 - $550,000

Apply Now

No limitation across all banks.
At Trusta, you are in safe hands as we will get you the best rates in market, without endangering your BTI and TDSR!

MAS-Licensed Money Lenders

MAS-Licensed Money Lenders

Licensed Money Lenders offer a quick solution if you need short-term funds while they may be more expensive than Bank Loans, Trusta Partners with Licensed Money Lenders who provide competitive rates and flexible terms, including 12-Months Repayment Plans to ease your monthly payments.

Max Limit: 6X of Monthly Income capped $30,000 per Bank

Max Limit: 6X of Monthly Income capped $30,000 per Bank

Interest: 3.92% P.M - 4% P.M

Interest: 3.92% P.M - 4% P.M

Tenure: 12 Months

Tenure: 12 Months

Speed: Same Day Disbursement

Speed: Same Day Disbursement

Trusta Avg. Approval: $5,000 - $20,000

Trusta Avg. Approval: $5,000 - $20,000

Apply Now

Building your dream home?

Building your dream home?

Building your dream home?

MAS-Licensed Banks' Renovation Loan

MAS-Licensed Banks' Renovation Loan

MAS-Licensed Banks' Renovation Loan

Leverage on the low interest rate renovation loan from banks!

at trusta, we offer consultation of paperworks and assessment of you & your spouse/kins eligibility before your submission!


leverage on the low interest rate renovation loan from banks! At trusta, we offer consultation of paperworks and assessment of you & your spouse/kins eligibility before your submission

Leverage on the low interest rate renovation loan from banks!

at trusta, we offer consultation of paperworks and assessment of you & your spouse/kins eligibility before your submission!

Max Limit: $30,000 / Applicant

Max Limit: $30,000 / Applicant

Interest: 2.58% - 2.88% P.A

Interest: 2.58% - 2.88% P.A

Tenure: 60 Months

Tenure: 60 Months

Speed: 1-3 Working Days

Speed: 1-3 Working Days

Trusta Avg. Approval: $30,000

Trusta Avg. Approval: $30,000

Apply Now

Hire Purchase Car Loan

Taking over a car from direct seller and looking at loan options?
Looking at $0 Drive-away for your new purchase?

Trusta offers you your hire purchase eligibility with banks and in-house finance companies

Banks

Deposit: 40%

Deposit: 40%

Interest: 2.69% P.A

Interest: 2.69% P.A

Tenure: Subject to Parf

Tenure: Subject to Parf

Speed: 1-3 Working Days

Speed: 1-3 Working Days

Trusta Avg. Approval: $20,000 - $260,000

Trusta Avg. Approval: $20,000 - $260,000

In-House

Deposit: 0% - 30%

Deposit: 0% - 30%

Interest: 3.2%-4.8% P.A

Interest: 3.2%-4.8% P.A

Tenure: Subject to Parf

Tenure: Subject to Parf

Speed: 1-2 Working Days

Speed: 1-2 Working Days

Trusta Avg. Approval: $15,000 - $320,000

Trusta Avg. Approval: $15,000 - $320,000

Apply Now

Max Limit: $30,000 / Applicant

Max Limit: $30,000 / Applicant

Interest: 2.58%-2.88% P.A

Interest: 2.58% - 2.88% P.A

Tenure: 60 Months

Tenure: 60 Months

Speed: 3-7 Working Days

Speed: 3-7 Working Days

Trusta Avg. Approval: $30,000

Trusta Avg. Approval: $30,000

Apply Now

Hire Purchase Car Loan

Hire Purchase Car Loan

Taking over a car from direct seller and looking at loan options?
Looking at $0 Drive-away for your new purchase?

Trusta offers you your hire purchase eligibility with banks and in-house finance companies

Banks

Deposit: 40%

Deposit: 40%

Interest: 2.69% P.A

Interest: 2.69% P.A

Tenure: Subject to Parf

Tenure: Subject to Parf

Speed: 1-3 Working Days

Speed: 1-3 Working Days

Trusta Avg. Approval: $50,000 - $400,000

Trusta Avg. Approval: $50,000 - $400,000

In-House

Deposit: 0% - 30%

Deposit: 0% - 30%

Interest: 3.2% - 4.8% P.A

Interest: 3.2%-4.8% P.A

Tenure: Subject to Parf

Tenure: Subject to Parf

Speed: 1-2 Working Days

Speed: 1-2 Working Days

Trusta Avg. Approval: $15,000 - $320,000

Trusta Avg. Approval: $15,000 - $320,000

Apply Now